Our services to Insurance Companies includes:

1. Life Assurance

• Product Development, Pricing and Exposure Analysis
• All traditional life and health insurance products.
• Variable life and annuity products.
• Critical illness products, disability income products and other health products.
• Retirement related accumulations and payout products.
• Takaful Products.
• Development of mortality, morbidity and related demographic tables.
• Market Entry Analysis
• Analysis of market opportunities and start ups.
• Identificaton of key sucess factors.

• Mergers and Acquisitions
• Valuation of business and Independent Actuarial Opinions.
• Assistance in Due Diligence.
• Post transaction implementation and conversion activities.
• Financial Reporting
• Statutory valuation.
• Embedded and appraisal value calculations..
• International Accounting Standards.
• Financial Analysis
• Asset liability manangement.
• Enterprise risk management strategies.
• Financial modeling, forecasting.
• Economic capital.
• Use of reassurance in capital management.

2. Non Life Assurance

• Calculation of loss reserves.
• Independent evaluation of loss reserves calculated by insurer.
• Pricing and rating reviews.

3. Health Insurance

• Product development, pricing and reserving.